ASupplemental Needs Trust is intended to
Protecting Patient Rights - Sign Up Here For My E-Mail Newsletter

What can a Supplemental Needs Trust be used for in Kingston, New York?

 

A: A Supplemental Needs Trust is intended to "supplement" the government benefits provided by Supplemental Security Income ("SSI") and Medicaid. Hence, the only thing that a Supplemental Needs Trust cannot pay relates to the "food and shelter" of the trust beneficiary.

Things that a Supplemental Needs Trust can Pay

The money in a Supplemental Needs Trust can be used for almost anything that is not illegal and the list of things that can be paid for is broad.  A Supplemental Needs Trust can pay for non-food grocery items, home purchases, furniture, pet and pet supplies, education expenses, elective surgery, an automobile, clothing, appliances, gasoline, home improvements, insurance, legal fees, therapy (physical therapy, occupational therapy and speech therapy) not covered by Medicaid, vacation, life insurance and burial policies.

If a Supplemental Needs Trust owns a house or has enough assets to buy one, the beneficiary can live in the house rent-free without affecting his Supplemental Security grant.

Things that a Supplemental Needs Trust cannot Pay

A Supplemental Needs Trust cannot pay for the "food and shelter" of the trust beneficiary.  This means that the monthly Supplemental Security Income payments can be reduced or eliminated if the trustee of the Supplemental Needs Trust gives the beneficiary cash or pays for the beneficiary's food or shelter. 

The Supplemental Needs Trust cannot pay for "shelter", i.e., mortgage payments, rent, real estate taxes, gas, electricity, water, sewer, homeowners' insurance and condo charges.

If the trustee pays for the beneficiary's food or shelter, the amount paid is considered income to the beneficiary.  Trust payments for rent or mortgage payments on a house owned by a  beneficiary are considered in-kind support and  maintenance, so they trigger a reduction of the SSI grant.  Trust payments for grocery items, i.e., food, are also counted a in-kind support and maintenance, and will reduce the amount of the Supplemental Security Income grant.

The trust beneficiary can never have control over the trust money.  Because the beneficiary has no control over the trust money, the money in a Supplemental Needs Trust is not counted as a resource for purposes of determining eligibility for Supplemental Security Income or Medicaid.

What you can do if you have questions about a Supplemental Needs Trust

If you have questions about a Supplemental Needs Trust, I welcome your phone call on my toll-free cell at 1-866-889-6882 or you can send me an e-mail at jfisher@mmolaw.  You are always welcome to join the  mailing list for my newsletter about medical malpractice, Your Malpractice Insider, by sending me an e-mail with your name and address.


Email Newsletter icon, E-mail Newsletter icon, Email List icon, E-mail List iconSign up for our Email Newsletter
For Email Marketingyou can trust

Free Book

The Seven Deadly Mistakes of Malpractice Victims

ONE BIG PROMISE

You will not be another of the 98,000 victims of medical malpractice in the United States in 2009 if you read my FREE BOOK. I have a book that will tell you why most victims of medical malpractice never recover a penny. If you are the victim of medical malpractice, we will rush this free, valuable information so you know what to do. If you don't call now, you have only yourself to blame.
 You will never have to worry about medical malpractice again if you call this toll-free number, 866-889-6882, for your free book, The Seven Deadly Mistakes of Malpractice Victims, and an audio CD of the book, or you can request the book here and the book will be rushed to you immediately at no cost.

Connect With Us

Are we friends on Twitter and Facebook yet? I regularly post tips and advice about medical malpractice that I know you’ll enjoy. Click the links and let’s connect!

Become a fan of Protecting Patient Rights on Facebook



Promote Your Page Too



follow JFisherAttorney at
http://twitter.com

Free Case Evaluation

Begin your case review by filling out the form below or call us at 866.689.9692

Name *

Phone *

Email *

Tell us more *


John H. Fisher
130 North Front Street
Kingston, New York 12402-3058
Phone: 518.265.9131
Fax: 845-331-2004
Toll Free: 866.889.6882
Get Directions

Contact Info

John H. Fisher
130 North Front Street
Kingston, New York 12402-3058
Phone: 518.265.9131
Fax: 845-331-2004
Toll Free: 866.889.6882

Video Library

General:

view all

FAQ

General

view all